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The Latest Breaking News from GOBankingRates

The ‘6-Year Car Loan Trap’: Why It Quietly Costs Drivers Thousands

Six-year car loans promise lower monthly payments, but higher interest and depreciation can quietly add up—here’s why long auto loans cost drivers thousands.

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I’m a Financial Expert: These Are the Habits That Make Middle-Class People Rich Over Time

Flexible budgets, spending reviews and small money shifts are some quiet ways middle-class earners build wealth over time -- no major windfalls required.

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Warren Buffett’s Top 5 Tips That Will Save Retirees From Financial Disaster

Warren Buffett is an inspiration to retirees in many ways, and his advice is especially relevant to those seeking to protect their retirement.

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The Typical 401(k) Contribution Rate From Workers vs. The Recommended Rate

Many workers fall short on their 401(k) savings—see how the average contribution compares to expert recommendations and what it means for your retirement.

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Mortgage Rates Are Falling — Is Now the Time To Buy?

Mortgage rates have fallen to 6.35%, marking the biggest drop of 2025. Discover what’s driving the decline and whether now is the right time to buy a home.

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I Asked ChatGPT Which Jobs AI Will Replace Soon — Here’s What It Said

It can be hard to understand the depths of artificial intelligence's (AI) abilities, so I asked ChatGPT which jobs are in jeopardy.

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The Hard Truth About Going From $100K to $1M, According To Ramit Sethi

Financial influencer and author Ramit Sethi warns that getting from six figures to seven brings challenges -- it's no cake walk.

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5 Home Depot Items Smart Seniors Should Stock Up On for Winter

Warm up and stay safe this winter with budget-friendly Home Depot essentials -- from space heaters to ice melt and snow shovels. Head to Home Depot now.

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If You Invested $1,000 in Apple vs. Bitcoin in 2015, Here’s Which One Made You Richer

Here's how a $1,000 investment in Apple stock in 2015 compares to Bitcoin and which one would have made you richer.

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Lower Mortgage Rates, Higher Prices? How Trump’s Plan Affects First-Time Buyers

Trump's plan to block investors from the housing market might actually make homes more expensive to buyers, unless supply can be increased to meet high demand.

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8 Easy Ways To Save Money, From Popular Minimalist Nicholas Garofola

As a frugal living expert, here are several of Garofola's top tips for easy ways to save money and pay your bills.

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8 Ways To Use Your Bank’s Products & Services To Build and Protect Wealth

GOBankingRates spoke with Teri Williams, president and COO of OneUnited Bank, to learn strategies that can help improve your financial future.

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The Magnificent 7 in 2026: What Should Investors Expect?

Of the Magnificent 7, only Nvidia and Alphabet beat the S&P 500 index in 2025. Here’s what investors could expect from the Magnificent 7 stocks in 2026.

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Tokenized Gold vs. Real Gold: Which One Actually Works Harder for Your Money?

Despite gold’s recent surge to record levels beyond $5,000 an ounce, a new gold competitor has emerged: tokenized gold. What is it, and should you invest?

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3 Major Milestones People Are Delaying To Prioritize Homebuying

Many are expressing trepidation at the thought of changing jobs, or even having a pet or living independently, all for the sake of saving up to buy a house.

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6 Little Luxuries To Buy From Trader Joe’s for Valentine’s Day

Here are six little luxuries from Trader Joe's that are perfect for Valentine's Day.

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Trump’s Plan for Greenland: The Expected Economic Impact on the American Middle Class in the Coming Months

Greenland has been on the minds of many consumers in the United States over the past couple of weeks, particularly as President Donald Trump issued threats to use force to obtain Greenland and...

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The Best $50 You Can Spend on Him for Valentine’s Day at Macy’s

Shopping for him? Discover five affordable Valentine’s Day gifts from Macy’s, all for under $50, that are thoughtful, stylish and guaranteed to impress.

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I Asked ChatGPT To Suggest Unpopular Side Gigs That Pay Well — Here’s What It Said

Skip crowded side hustles and try something else instead. These lesser‑known side gigs can offer good pay -- as well as flexible hours and real demand.

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5 Target Buys That Help Retirees Save Money

From insulated mugs to safety kits, these budget-friendly Target finds help retirees save money, stay healthy and stretch every dollar.

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6 Money Mistakes That High Earners Make, According to Rachel Cruze

In a YouTube video, money expert and author Rachel Cruze discussed six financial mistakes that high earners often make.

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Arnold Schwarzenegger’s 2026 ‘Crash Diet’ Could Help Your Finances: Here’s How

Arnold Schwarzenegger recently discussed a “zero negativity” mindset diet that could improve your money habits, motivation and financial outlook in 2026.

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6 Marshalls Valentine’s Deals You Should Grab Now for Holiday Gifting

Shop Marshalls Valentine’s deals now to score designer gifts for less and stash them for Christmas. See the best markdowns worth grabbing early.

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10 Best Walmart Valentine’s Day Items To Buy for Less Than $10

Don't wait to snap up these 10 Valentine's Day products for $10 or less at Walmart. And while you're there, check out their 10 best new arrivals in 2026.

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Here’s the Most You Can Make and Still Be Considered Middle Class in 2026

With prices climbing and paychecks trying to keep up, it's fair to wonder where the line actually is these days.

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