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The Latest Breaking News from GOBankingRates

Why Americans Are Saving Less for Retirement — and How You Can Still Save

Rising costs are pushing workers to save less in 401(k)s, threatening retirement security as concerns grow about long-term savings and Social Security.

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The 5 Best Costco Buys for Retirees on a Fixed Income in April 2026

Check out these buys for April that are not only useful but will also help you stay within budget.

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Middle-Class Money Panic Goes Mainstream as Layoffs, Debt and Rent Collide in Viral Posts

As layoffs rise, rent stays high, and debt piles up, viral posts reveal how middle-class money stress is spilling into the mainstream economy.

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If You Live on Social Security Alone, You May Qualify for These 4 Things

If Social Security is your only income, you may qualify for additional government benefits and assistance programs that could help stretch your monthly budget.

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What Owning Two Cars in Retirement Really Costs vs. Downsizing to One

See how insurance, maintenance, fuel and depreciation add up when retirees keep two cars — and how downsizing to one could save thousands each year.

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If You Do One Money Thing This Week, Refinance Your Car Loan — Here’s Why

Refinancing your auto loan could lower your interest rate, reduce monthly payments and save you hundreds.

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This Is the Best Way To Invest for Retirement When You’re Self-Employed, According to This Ramsey Expert

A Ramsey expert explains the smartest way self‑employed workers can invest for retirement and build long‑term wealth without an employer plan.

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3 Risks You’re Facing by Investing In SpaceX

Wall Street is buzzing as SpaceX nears its IPO. Here are three risks retail investors should weigh, from valuation concerns to Elon Musk–driven volatility.

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I’m a Self-Made Millionaire: 3 Money Hacks To Make Your Net Worth Skyrocket

A self‑made millionaire reveals three smart money hacks that helped accelerate net worth growth and build lasting wealth.

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10 Most Expensive Homes Sold in February 2026 — 3 Are in Florida

The 10 most expensive homes sold in February 2026 were predominantly in Florida and New York, according to a new Redfin report.

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3 ‘Forever’ Dividend Stocks Income Investors Are Snapping Up in Trump’s Economy

Dividend investors are leaning on reliable income stocks with long-term staying power as market conditions shift under the Donald Trump administration.

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10 Most Affordable States for High-Income Earners

Find the most affordable states where high-income earners benefit from lower taxes, reasonable cost of living and more take-home pay.

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I Asked ChatGPT If Soon-To-Be-Retirees Should Be Worried About Their Savings Amid the Iran War

With markets rattled by the Iran war, here’s what ChatGPT says about retirement savings risks, volatility and smart moves for soon‑to‑be retirees.

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5 Insurance Policies You Are (Probably) Overpaying For

Here are the insurance policies you are most likely overpaying and how to fix this, according to insurance experts.

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I’m a Shopping Expert: 6 Member’s Mark Items You Should Buy This Spring

Save money on spring essentials with these top‑rated Member’s Mark picks at Sam’s Club.

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How Far Social Security Checks Went in 1990 Compared to Today

Keep reading to find out if Social Security checks have kept up with both inflation and rising costs of living.

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Social Security Scams Are Surging — 4 Ways To Protect Yourself in 2026

Here's what to look out for and ways to protect yourself against these scams.

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I’m a Retiree: My 4 Biggest Regrets About Spending in My 60s

A retiree reflects on costly spending mistakes made in their 60s, and the money lessons future retirees can learn to protect savings and retire smarter.

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Retirement Lifestyle Creep: 6 Signs Your ‘One-Time’ Splurges Are Becoming Permanent

Retirement can be viewed as a time to treat yourself but be careful. Experts shared six signs that a well-earned splurge is becoming something harder to cut.

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$4 Gas Returns: Why Trump’s Second Term Matches Biden’s Worst Moments

Rising gas prices are straining household budgets again, fueling comparisons to between Trump and Biden's economies.

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I Asked ChatGPT What Retiring at 62 vs. 67 Really Costs: The Answer Is Hundreds of Thousands of Dollars

ChatGPT revealed that claiming Social Security at 62 instead of 67 can cost $250,000 in lifetime benefits. Here's how to decide what's right for you.

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5 Costco Items Soon-To-Be Retirees Should Buy To Prepare for Retirement

From patio furniture to appliances, these smart Costco purchases can help soon-to-be retirees save money while they’re still working. Check them out now.

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I Asked ChatGPT How Store Loyalty Programs Quietly Raise Grocery Costs — Here’s What It Said

ChatGPT revealed 8 ways grocery store loyalty programs quietly raise costs while making you feel like you're saving money. Here's how to avoid the traps.

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I’m a Banking Expert: Smart Ways To Use a Bigger Tax Refund in 2026

Experts shared smart ways Americans can save, pay down debt and invest a larger tax refund in 2026 without derailing goals.

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5 Spring Essentials Retirees Should Buy From Walmart Before They’re Gone

These Walmart spring deals may not last. From garden beds to patio chairs, here’s what retirees should consider buying this spring before the sales ends.

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